Experience the Joy of Owning a Home

Are you ready to finally invest in your family's dream house? Owning a house has long been considered a wise financial decision in the Philippines. Historically, the value of homes has appreciated over time, making homeownership an excellent way to build your wealth. However, having your own home offers more than just its monetary benefits.

Homeownership also means having a stable place to live where you don’t have to worry about your landlord raising your rent or unexpectedly requiring you to move out. This can give you and your family peace of mind and allow you to focus on other aspects of your life. Knowing that the place where you grow together as a family is truly your own gives you a sense of security that you can pass on to your children in the future. 

When you have a place to set down roots, you can forge lasting relationships with the community around you. This can give you and your family opportunities to participate in your neighborhood’s activities, which can have a positive impact on your physical and mental health. 

While you can experience some benefits of homeownership through renting, there is something special about owning your own home. It's a sense of accomplishment that comes from knowing that you've built something for yourself and your family – a space where you can retreat and relax, and a sacred place that is close to your heart.

Owning a home is truly a dream for many Filipinos, but the rising cost of housing can make it seem unattainable. Because of this, government agency Pag-IBIG Fund has recently lowered its Home Loan interest rate from 6.375% to 6.25%. This makes homeownership more accessible and affordable for active Pag-IBIG members, lending them up to P6 million for their housing needs.

If you are planning to purchase your dream home, the Pag-IBIG Home Loan is a great option to consider. Take a look at a sample computation below with the new Home Loan interest rate.

With this new scheme, the agency hopes to make it easier for its members to finance their dream homes.  It expects more than 100 thousand Filipinos to take advantage of this new rate for this year alone. Notably, the home loan isn’t just for those who want to borrow to purchase a house or condominium. It can also be used for house construction, home improvements, or even pay an existing housing loan. 

Check your eligibility and the full list of requirements for the Pag-IBIG Home Loan at this link.

Take one step closer and experience the joy of owning your own home with the help of Pag-IBIG Home Loan. Visit the nearest Pag-IBIG branch or apply online via Pag-IBIG's Virtual Pag-IBIG.